Workers of any gender (male, female, diverse)
Sparkasse Berchtesgadener Land, a strong public-sector employer, is currently seeking a Credit Processing Clerk (m/f/d) to join their team. This role offers a permanent position with attractive remuneration and above-average additional benefits, such as a company pension scheme, 32 vacation days + 2 bank holidays, and more.
The successful candidate will independently process information requests from public prosecutors' offices and other authorities. They will also represent the interests of Sparkasse in court hearings. This role requires a self-motivated and precise working style, with a strong sense of responsibility and proficiency in common IT applications.
In this role, the Credit Processing Clerk will handle unsecured and secured credit engagements based on approved processing concepts. This includes reviewing and processing loan and credit applications, verifying applicant information and documentation, assessing creditworthiness according to bank policies, maintaining accurate credit records and databases, coordinating with loan officers and other departments, and ensuring compliance with regulatory and internal procedures.
The role also includes carrying out enforcement of movable assets (pledge enforcement, claim enforcement, disclosure of assets) and enforcement of immovable assets (forced auction/-administration). The Credit Processing Clerk will evaluate and realize credit securities and may need to collaborate with legal representation in contentious and non-contentious proceedings.
Candidates are expected to have a completed commercial or banking education, ideally as a banker or Sparkasse banker. Prior experience in credit processing or banking operations, as well as practical experience in processing non-performing engagements, is highly desirable. The applicant should also have good numerical and analytical skills, attention to detail and accuracy, and knowledge of relevant banking software and regulations.
Strong communication and teamwork skills are essential, as the Credit Processing Clerk will need to conduct negotiations with debtors and third parties, such as lawyers and insolvency administrators. They should also possess a confident manner, particularly skilled in negotiation, especially in difficult conversation situations.
The role provides a varied and independent task in a modern workplace. The organization offers great colleagues, an excellent working atmosphere, and regular employee events. The successful candidate will undergo a comprehensive induction and receive support for professional and personal development.
For exact job details at Sparkasse Berchtesgadener Land, you may need to consult their official career page or contact their HR department directly, as no up-to-date job postings or descriptions specific to that role were found in the current search results. Interested applicants are encouraged to apply, as this is an exciting opportunity to join a reputable organization in the banking sector.
- The successful candidate will manage unsecured and secured credit engagements in the banking sector, handling loan and credit applications, assessing creditworthiness, and maintaining accurate credit records while ensuring compliance with regulations.
- Candidates for the Credit Processing Clerk position at Sparkasse Berchtesgadener Land should have a completed commercial or banking education, prior experience in credit processing or banking operations, strong communication and teamwork skills, and knowledge of relevant banking software and regulations.
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