Workers of All Genders and Backgrounds
Sparkasse Leer is seeking a dedicated Credit Processing Clerk (m/f/d) / Problem Credit Processing to join their team in Leer. This role offers a unique opportunity to work in a reputable financial institution and contribute to its credit processing team.
Key Responsibilities
As a Credit Processing Clerk, you will be responsible for handling credit and loan processing activities with a focus on problem credits. This includes managing overdue accounts, non-performing loans, and reviewing and processing credit applications and documentation. You will also be responsible for monitoring and managing problematic credit accounts, coordinating recovery actions, and communicating effectively with customers regarding their credit status.
In addition, you will collaborate with internal teams such as risk management, legal, and collections departments. Maintaining accurate records and ensuring compliance with banking regulations is also a crucial part of this role. You will also assist in the evaluation and mitigation of credit risk, prepare reports and documentation related to credit processing activities, and help ensure goal achievement through documentation.
Benefits
Sparkasse Leer offers a comprehensive benefits package to its employees. This includes a competitive salary with possible performance bonuses, comprehensive social security and employee benefits, opportunities for professional development and training, a supportive work environment with a focus on teamwork, and access to Sparkasse’s banking services and products at preferential rates.
Other benefits include flexible working hours and potential options for remote work or hybrid arrangements, contributions towards retirement plans and health insurance, employee discounts and wellness programs, and opportunities for occupational health management such as Hansefit and JobRad leasing.
Application Process
To apply for this position, you will need to submit an application including your CV/resume, a cover letter explaining your motivation and suitability for the role, and any relevant certificates or diplomas. Your application will be reviewed and screened by HR, and you may be invited for a phone or video interview to discuss your background and experience.
An assessment or practical test related to credit processing tasks may also be part of the application process. If you are successful, you will be invited for a final interview with department managers or senior personnel, and a job offer and onboarding will follow upon selection.
Ideal Candidate
The ideal candidate for this role has experience in banking or notary, high communication and team orientation skills, knowledge of the basics of real estate law, a confident appearance in customer conversations, a process-oriented work style, high organizational skills, and initiative.
The employee will receive 32 vacation days, with the possibility of 15 bonus days. The company also offers a company pension scheme and capital-forming benefits.
If you are detail-oriented, have a strong understanding of credit management, and want to contribute to a reputable financial institution’s credit processing team, this role at Sparkasse Leer would be an excellent opportunity.
Contact Information
For preliminary information, you can contact Michael Dekker (Head of Credit Management) at 0491 97965-8355 or Andreas Fahle (Head of Personnel) at 0491 97965-8282. The position is available in full-time or part-time. Prior knowledge at a credit institution or financial service provider is advantageous but not required. Personal induction and further development will be supported.
If you want, I can help you draft your application or prepare for the interview!
- In this role at Sparkasse Leer, you will have the opportunity to work in a reputable financial institution, utilizing your expertise in finance, business, and education, as you manage problem credits, collaborate with internal teams, and assist in the evaluation of credit risk.
- The ideal candidate for this position is detail-oriented, has a strong understanding of credit management, and possesses a background in banking or notary services, along with excellent communication skills, process orientation, organizational abilities, and initiative. This role offers a comprehensive benefits package that includes career development opportunities, competitive salary, and alternative working arrangements.
