Highest CD Rates for Today, June 26, 2025: Maximum of 4.55% Annual Percentage Yield (APY)
In the ever-changing financial landscape, finding the best return on your savings can be a challenge. We've compared the current high-yield Certificate of Deposit (CD) rates across several banks to help you make an informed decision.
As of July 11, 2025, T.Bank (TAB Bank) offers a one-year CD rate of approximately 4.10% Annual Percentage Yield (APY), a slight adjustment down from its previous 4.21%[1]. Rising Bank, on the other hand, provides a range of CD terms from six months to three years, with rates between 2.75% and 4.41% APY, and a minimum deposit of $1,000[2]. The attractive feature here is the option of bump-up CDs, which allow for rate increases if market rates rise.
Unfortunately, as of our search, there is no readily available or specific information on CD rates from United Fidelity, Presidential Bank, or Newtek Bank[1][2]. For the latest rates from these banks, it's recommended to consult their direct websites or customer service.
In the current market, the best advertised CD rates reach up to about 4.60% APY. However, most of the banks we've looked at have rates slightly below this top level. If you're after the highest yield among these, Rising Bank offers competitive terms, especially for shorter durations. T.Bank's one-year CD is slightly lower but still competitive.
For those interested, here are direct links to the websites of various banks offering CDs:
- Bank of America: - Capital One: - T.Bank: - Presidential Bank:
Remember, it's always a good idea to research and compare rates from multiple banks to find the best fit for your financial goals. Happy saving!
[1] T.Bank (TAB Bank) CD Rate Adjustment:
In the realm of personal-finance and investing, researching and comparing CD rates from various banks is essential for achieving the best return on your money. For instance, T.Bank offers a competitive one-year CD rate of approximately 4.10% Annual Percentage Yield (APY), while Rising Bank stands out with its range of CD terms and the option of bump-up CDs for rate adjustments.
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