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Highest 1-Year CD Rates Available as of May 5, 2025 - Exceptional 4.50% Yield for One-Year Certificate of Deposit

A high-yielding 12-month CD offering 4.50% interest has entered our rankings, accompanying eight other certificates offering the same top-tier interest rate for durations ranging from 3 to 18 months.

Highest 1-Year CD Rates Available as of May 5, 2025 - Exceptional 4.50% Yield for One-Year Certificate of Deposit

Top CD Rates Takeover with Greenwood Credit Union Leading the Pack! 🚀

📣 Breaking news! A stellar 12-month CD offer from Greenwood Credit Union now sits atop the daily leaderboard with a jaw-dropping 4.50% APY - the highest rate across the nation! 🌟

Let's explore eight additional certificates paying that top nationwide rate of 4.50%, with terms ranging from 3 to 18 months. 🤑

✨ Greenwood Credit Union's robust 12-month offer does not only lead the pack; it sets the standard in the country! But our list doesn't end there. Here's a roundup of some other tempting options to help you make an informed decision:

🎯 PonceBankDirect: Opt for a 3-month certificate at 4.50% APY 🗓️ Term: 3 Months

🎯 Six Institutions: Find a 4.50% APY rate over terms from 6 to 13 months. 🗓️ Terms: 6-13 Months

🎯 XCEL Federal Credit Union: Bask in 4.50% APY for 18 months, which secures your return until November 2026. 🗓️ Term: 18 Months

💡 Did you know? All deposits with any federally insured bank or credit union are secure, thanks to U.S. government protection! 🎓

Take a peek at the multiyear CD offerings to guarantee even longer rate locks.

🎯 PenAir Credit Union offers 4.40% APY for a whopping 21-month term, securing your rate until February 2027. 🗓️ Term: 21 Months

🎯 Savers can opt for longer terms with Genisys Credit Union as they offer a leading 4.32% on a 30-month term if you want to stretch your guarantee until 2026. 🗓️ Term: 30 Months

❓ Need longer terms? Explore the leading 4-year or 5-year certificates. You can secure a 4.28% rate for 4 years from Lafayette Federal Credit Union - all the way until 2029! 🗓️ Terms: 4 or 5 Years

💥 Feds in "Wait-and-See" Mode! The uncertain economy might make it wise to lock in one of today's top CD rates, as 2025 rate cuts are expected. 💥

🔎 Discover our partners' featured rates and the best CDs available nationwide below.

🤝 Investopedia Select DisclosureDiscover 4.50% and more with Investopedia's select partners:

💰 A 4.50% Rate You Can Guarantee Until Late 2026🔒 Today's Highest CD Rate: 4.50%🥇 9 Offers Pay That Yield💡 Never Worry About Your Deposits

💰 The Best of the Best CDs 🔒 Top CD Rate: 4.50%💰 Smart Choice for Your Car or Home Purchase! 🏠

🔒 Get Up to 6.50% APR on a Personal Loan with Upgrade! 💼🔒 Use Promo code INVEST20 to Save $20 in Loan Origination Fees!

💰 Refinance Your Car Loan with SoFi and Save! 🚗🔒 Low Rates and No Prepayment Fees!🔒 Save $100 on Closing Fees with Promo Code SOFICHAMPS!

💰 Earn 3.40% APY on a High-Yield Savings Account with CIT Bank! 💵🔒 FDIC Insured up to $250,000🔒 No Fees, Minimum Deposits, or Balance Requirements!

  1. In the world of finance, a new Initial Exchange Offering (IEO) for a high liquidity token is attracting investor attention, offering a returns similar to high-yield CDs.
  2. For those looking to diversify their personal-finance portfolio, they might want to consider trading this token along with their investments in CDs for improved returns.
  3. Notably, this token promises a trading platform feature that allows users to leverage their token holdings to earn interest on their CD investments, providing an added layer of liquidity.
  4. As with any investment, it's recommended to thoroughly research the project's background, team, and use of funds, and consult with a financial advisor before deciding to invest in this token.
Top-tier CD with a 4.50% yield enters rankings, now amongst eight other certificates offering similar returns for durations between 3 to 18 months.

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