Highest 1-Year CD Rates Available as of May 5, 2025 - Exceptional 4.50% Yield for One-Year Certificate of Deposit
Top CD Rates Takeover with Greenwood Credit Union Leading the Pack! 🚀
📣 Breaking news! A stellar 12-month CD offer from Greenwood Credit Union now sits atop the daily leaderboard with a jaw-dropping 4.50% APY - the highest rate across the nation! 🌟
Let's explore eight additional certificates paying that top nationwide rate of 4.50%, with terms ranging from 3 to 18 months. 🤑
✨ Greenwood Credit Union's robust 12-month offer does not only lead the pack; it sets the standard in the country! But our list doesn't end there. Here's a roundup of some other tempting options to help you make an informed decision:
🎯 PonceBankDirect: Opt for a 3-month certificate at 4.50% APY 🗓️ Term: 3 Months
🎯 Six Institutions: Find a 4.50% APY rate over terms from 6 to 13 months. 🗓️ Terms: 6-13 Months
🎯 XCEL Federal Credit Union: Bask in 4.50% APY for 18 months, which secures your return until November 2026. 🗓️ Term: 18 Months
💡 Did you know? All deposits with any federally insured bank or credit union are secure, thanks to U.S. government protection! 🎓
Take a peek at the multiyear CD offerings to guarantee even longer rate locks.
🎯 PenAir Credit Union offers 4.40% APY for a whopping 21-month term, securing your rate until February 2027. 🗓️ Term: 21 Months
🎯 Savers can opt for longer terms with Genisys Credit Union as they offer a leading 4.32% on a 30-month term if you want to stretch your guarantee until 2026. 🗓️ Term: 30 Months
❓ Need longer terms? Explore the leading 4-year or 5-year certificates. You can secure a 4.28% rate for 4 years from Lafayette Federal Credit Union - all the way until 2029! 🗓️ Terms: 4 or 5 Years
💥 Feds in "Wait-and-See" Mode! The uncertain economy might make it wise to lock in one of today's top CD rates, as 2025 rate cuts are expected. 💥
🔎 Discover our partners' featured rates and the best CDs available nationwide below.
🤝 Investopedia Select DisclosureDiscover 4.50% and more with Investopedia's select partners:
💰 A 4.50% Rate You Can Guarantee Until Late 2026🔒 Today's Highest CD Rate: 4.50%🥇 9 Offers Pay That Yield💡 Never Worry About Your Deposits
💰 The Best of the Best CDs 🔒 Top CD Rate: 4.50%💰 Smart Choice for Your Car or Home Purchase! 🏠
🔒 Get Up to 6.50% APR on a Personal Loan with Upgrade! 💼🔒 Use Promo code INVEST20 to Save $20 in Loan Origination Fees!
💰 Refinance Your Car Loan with SoFi and Save! 🚗🔒 Low Rates and No Prepayment Fees!🔒 Save $100 on Closing Fees with Promo Code SOFICHAMPS!
💰 Earn 3.40% APY on a High-Yield Savings Account with CIT Bank! 💵🔒 FDIC Insured up to $250,000🔒 No Fees, Minimum Deposits, or Balance Requirements!
- In the world of finance, a new Initial Exchange Offering (IEO) for a high liquidity token is attracting investor attention, offering a returns similar to high-yield CDs.
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- Notably, this token promises a trading platform feature that allows users to leverage their token holdings to earn interest on their CD investments, providing an added layer of liquidity.
- As with any investment, it's recommended to thoroughly research the project's background, team, and use of funds, and consult with a financial advisor before deciding to invest in this token.
