European Union Pushes Digital Learning Agenda in Educational and Vocational Sectors
Ready to dive into some exciting money-related projects that are shaking up the financial realm in France? Here's a lowdown on three innovative endeavors that caught our eye at the Grand Prix of Financial Education Spak – an event dedicated to boosting France's financial culture.
Pixpay - Pocket Money 2.0
Envision teaching your kid the art of budgeting from the ripe age of 10? That's the idea behind Pixpay, a neobank tailored for teens. Parents can transfer pocket money regularly, and their youngsters gain access to a payment card and an application that doubles as a basic budget management course. Caroline Ménager, a co-founder of Pixpay, elaborates on the objective: "Our goal is for them to see where they spend the majority, discover the balance between necessities and pleasure spending, and understand how to save, even including automatic savings." The application offers additional features like an educational interest rate, set by parents, to incentivize savings.
Les Premières de Guyane - Female Entrepreneurship Empowerment
Since 2013, Les Premières de Guyane has been championing women entrepreneurs in French Guiana by focusing on a critical factor: financial education. They provide guidance on drafting a business model, writing a business plan, selecting a company's legal status, and personal financial education. Amélie Riga, an expert within the structure, emphasizes the importance of their mission: "The goal is to train financial experts, including in managing their own heritage. Furthermore, mastering these basics is essential for a company's longevity and for establishing relationships with banks." In just ten years, they've trained more than 700 women and helped create over 200 businesses in French Guiana.
La Bienveillance Financière - Heritage Management for All
La Bienveillance Financière (LBF) strives to democratize the realm of heritage management – a field once exclusive to the wealthy. Using an "augmented heritage management" platform, LBF combines human expertise with digital tools to offer personalized recommendations on succession, retirement, and heritage management. Founder Arthur Jacquemin explains: "Our 15 heritage engineers carry out complete studies, avoiding jargon and making them accessible for all those who require financial advice." LBF aims to extend its expertise to individuals who, up until now, may have found it challenging to afford a heritage management advisor.
The Grand Prix of Financial Education Spak debuted this year, honoring a dozen forward-thinking initiatives geared towards enhancing France’s financial know-how. You can check out all the laureates here if you're curious.
What's trending around this article:- finance- savings- education- women entrepreneurs- heritage management- budgeting- financial literacy- neobank- innovation- low-income populations
Remember, findings are based on the accessible information at the time of writing, and the mentioned resources might increase or decrease in number or change over time. The details shared are for illustrative purposes and should not be taken as endorsed, comprehensive, or entirely accurate without independent verification.
- To effectively educate children about budgeting from a young age, Pixpay, a French neobank designed for teens, offers a payment card and an application that serves as a basic budget management course.
- Les Premières de Guyane, a structure in French Guiana, has been instrumental in empowering female entrepreneurs since 2013 by focusing on financial education, helping over 700 women in the region and fostering the creation of more than 200 businesses.
