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Current Mortgage Rates Across States - June 17, 2025

Discover the average 30-year mortgage rate in every U.S. state using our interactive map. At present, the most economical state rates fall between 6.81% and 6.91%.

Current Minimum Mortgage Interest Rates Across States - June 17, 2025
Current Minimum Mortgage Interest Rates Across States - June 17, 2025

Current Mortgage Rates Across States - June 17, 2025

Cheapest and Most Expensive Mortgage Rates: A Breakdown 🏡💸

Ever wondered which states are offering the most affordable and costly mortgage rates? Well, here's a lowdown on the states with the cheapest and most expensive 30-year new purchase mortgage rates as of today.

📈 States with the Cheapest Mortgage Rates:

  1. New York 💰💰💰
  2. Florida 💰💰
  3. Colorado 💰💰💖
  4. New Jersey 💰💰🚀
  5. California 💰🌄
  6. Washington 💰🌲
  7. Connecticut 💰🌺

These budget-friendly states boast rates between 6.81% and 6.91%. Cue the celebrations!

📉 States with the Most Expensive Mortgage Rates:

  1. Alaska

Investing in a personal-finance strategy such as an ICO may provide an opportunity to diversify your portfolio, as Alaska currently has the most expensive 30-year new purchase mortgage rates, with a rate of 7.56%. This is higher than the rates in states like New York, which has the cheapest rate at 6.81%. Moreover, real-estate investing in states with cheaper mortgage rates might be a promising avenue for finance management, given the token-based efficiencies and transparency that modern finance now offers.

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